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our fees - what to expect

To help you understand our fee structure, we have provided answers below to some of the common questions we are asked about our fees:

How much of the Monash IVF fee is covered by Medicare?

Most items within the Monash IVF fee have a Medicare rebate, which means that Medicare will pay part of the cost of your treatment cycle. In addition, the Medicare Safety Net provides an additional refund of up to 80% of your out-of pocket-costs for out-of-hospital services for items billed with a Medicare item number. The actual refund from the Safety Net is difficult to estimate, as each IVF treatment is individually tailored to suit each patient. The amount of the Safety Net rebate also depends on how much you have spent on eligible services in the calendar year.

Even though each person has different circumstances, the Safety Net can significantly reduce your out of pocket costs. Depending on the type of treatment and whether the Safety Net threshold has been reached, the final out-of-pocket cost for a patient with Private Health Insurance could be as low as $2146.00 for each subsequent standard stimulated IVF cycle in a calendar year. For more information on the Medicare Safety Net, please contact Medicare  on 132011 or you can contact our Accounts Receivable department on (03) 9429 9188.

What do the Monash IVF fees include?

Our fees cover all of the services provided by Monash IVF and your Monash IVF Specialist  during your treatment cycle:

• Planning and management of your cycle by your Monash IVF Specialist and Nurse Coordinator if you have a current referral from your GP or specialist.
• All blood tests during your cycle*.
• All ultrasound scans during your cycle*.
• Consultations with your Monash IVF counsellor.
• Egg collection.
• All embryology / laboratory services.
• Extended embryo culture to blastocyst stage if required.
• Freezing and 6 months storage for any excess embryos.
  * Your cycle is deemed to start on either the first day of your period or the date your FSH injections or HRT commences and ending not more than 30 days later.
•  NB: Additional treatments such as "Preimplantation Genetic Diagnosis" (PGD) will be added into your fee and the costs advised to you prior to commencement of your cycle.

What isn't included in the Monash IVF fee?

Our fees cover services provided by Monash IVF within your treatment cycle, however there are additional fees charged by Monash IVF and other providers that are not covered by our fee:

• Embryo transfer  is billed direct to your private health fund on your behalf and is not included in the cycle fee.
• Initial investigations, tests and consultations performed by your clinician prior to you commencing your IVF cycle.
  
• Screening blood tests. You and your partner will need to have screening blood tests prior to commencing your first cycle with follow up tests each two years.
• Pre-IVF blood tests and ultrasound scans
• Additional drugs. Your treatment team may prescribe additional drugs (such as Synarel nasal spray) during the course of your cycle to maximise your chance of achieving a pregnancy.
• Day surgery and anaesthetist fees. If you have private health insurance, you may be covered for these costs. You should contact the hospital for an estimate of these costs and any excess or co-payments that may be required.

Do I need to have private Health insurance?

No, you don't need to have private health insurance to have treatment with Monash IVF, however it does help. If you do not have private health insurance, you will have to pay fees relating to your day surgery procedure from the hospital and anaesthetist. You should contact the hospital for an estimate of these costs. NB: Private Health Insurance will also help cover the costs relating to childbirth.

When are the fees due?

Fees become due at various times prior to the commencement of your cycle. Below is a timeline of when fees are due and when you become eligible for Medicare rebates.